Cybersecurity in Banking

With the wide application and development of network and the internet, the internet has become an open network, public site on the bank transaction server, and the deal many high sensitivities of the information stored on the server. The virus spread through the way such as Internet and E-mail, and spread faster and wider and more dangerous. Especially with the emergence of code red, Nimda and other hybrid threats, it has launched a serious challenge to the cybersecurity in banking. As the banks are considered a sensitive department, to ensure the security of the network system, it is more necessary to strengthen the detection and elimination of cybersecurity attacks and threats.

Therefore, how to ensure the safety of the online trading system of the banks is the most crucial problem in the construction of online banking. The bank transaction server requires a higher level of security, and the security server is greatly dependent on the safety of the operating system. Unfortunately, whether the widely used UNIX or Windows operating system, its security level is not enough. Problems include the degree of access control, existent of superuser security vulnerabilities, and several other fatal problems of the operating system. Online banking system makes bank internal network to become publics to the general internet, but the currently existing online banking system protection is not strong enough, making it possible for the criminals to destroy the bank internal applications or breakthrough into the internal network to attacks bank transaction servers, thus putting cybersecurity in banking at risk.

Internet finance is a financial service form running on the basis of a global electronic information system. Therefore, the technical and administrative security of the global electronic information system has become the most important system at risk for banks.